Staff Perfect Timing Family Wealth – Perfect Timing Family Wealth

April 22, 2022July 13, 2022Educational

QROPS – UK Pension Transfers to Canada

Letter of Recommendation Download the PDF What is a QROPS? A QROPS is a qualified recognised overseas pension scheme. The purpose of this scheme is […]

March 30, 2022May 9, 2022General

We’re Hiring: Financial Services Associate

Established in 1995, Perfect Timing Financial is an independent boutique Wealth Management firm located in the Financial District of Toronto. Being independent ensures our clients […]

October 28, 2021October 28, 2021General

Tax-efficient RESP withdrawals

Written by Jamie Golombek As advisors, many of us are well versed in educating our clients about the benefits of saving for their children’s (or […]

August 26, 2020August 26, 2020Life Stages, Opinion

Financial Considerations by Life Stage

Use this guide to identify potential financial obligations based on where you are in your financial life and understand key considerations to prioritize and accomplish […]

April 12, 2020July 9, 2020Opinion

RRSP vs TFSA: The Case For Using Both

Tax-time for most of us means finalizing RRSP contributions. As you plan, don’t forget to review the role of Tax Free Savings Accounts. TFSAs are one of […]

March 23, 2020July 9, 2020Opinion

Mindfulness Meditation By Christy Hutchison

These days the term ‘Mindfulness’ seems to appear everywhere you turn. From the worlds of business and finance, wellness, education, medicine, entertainment, sports, and even the […]

February 27, 2020July 9, 2020Resources

Portrait of a Successful Investor

“What’s the secret to investing success?” It’s a difficult – if not impossible – question to answer. Investing isn’t really about secrets. It takes a […]

January 29, 2020July 9, 2020Educational

Life Insurance: Term vs Permanent

Insurance can protect you and your loved ones from financial loss or hardship. In case of death, your life insurance gives your beneficiary a tax-free lump-sum […]

January 19, 2020October 8, 2021Resources

Planning Considerations For Business Owners

Download the PDF Planning for business owners does not take place in a vacuum. It is part of a bigger process which leverages a number of […]

January 13, 2020January 14, 2020Educational

Disability vs Critical Illness Insurance

When we think about insurance, we normally think on insuring our house, car, daily health and life. They are the most well-known and the first […]

December 17, 2019October 8, 2021Resources

4 Signs it is Time to Review your Financial Strategy

Download the PDF To keep your financial plan on track, you need to review it any time there is a significant change in your life. […]

December 8, 2019December 9, 2019Conor Gfroerer, Resources

8 Holiday Planning Tips

We all know the holidays can be an expensive time of year and just like everything, if you don’t have a plan, you may end […]

November 28, 2019July 9, 2020Educational

Volatility

Almost all assets see fluctuations in their price over time. But while price swings are a common phenomenon in most asset classes, they have become most […]

November 13, 2019October 8, 2021Resources

The Cost of Successful Investing

Download the PDF Success requires investment. Managing an investment portfolio can be done on your own or with the guidance of a professional advisor. As Canadians, […]

October 30, 2019July 9, 2020Conor Gfroerer, Life Stages, Opinion

Getting Started with Saving

Think back to when you got your first job. If you’re like me, you probably had people telling you the first thing you must do is […]

October 17, 2019October 17, 2019Opinion

Why the new name?

Perfect Timing is evolving and we want to bring you the latest update. We constantly strive to deliver exceptional service focused on putting you and your family […]

October 4, 2019October 8, 2021Resources

7 Legal Documents to Include in Your Estate Plan

Download the PDF Please use this checklist as a reference only. An experienced estate planning lawyer should always be consulted. We have a sharp team […]

September 30, 2019October 9, 2019Educational

Registered Retirement Income Fund

After decades of growing your retirement savings in your Registered Retirement Savings Plan (RRSP), the government requires you to transfer the full value of your RRSP to a […]

September 20, 2019October 9, 2019Educational

Government Pensions

When planning your retirement, one thing to keep in mind is the money you can get from the government. There are a few pensions available, […]

September 8, 2019July 9, 2020Educational

Registered Retirement Savings Plan

Registered Retirement Savings Plan (RRSP) allows you to invest and grow your savings tax-deferred until you retire. RRSPs have various tax advantages compared to investing outside […]

September 2, 2019July 9, 2020Educational

Compounding

Albert Einstein said “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.”

August 30, 2019July 9, 2020Educational

Tax Free Savings Account

Tax-Free Savings Accounts (TFSA) are a terrific tool for any investor to have in their toolbelt. They can be used to save for anything you want such […]

August 20, 2019October 1, 2019Resources

Back to Basics

With more options than ever for where to get your financial advice, it can be hard to cut through the noise and determine what’s best for you […]

August 19, 2019October 1, 2019Educational

Registered Education Savings Plan

A Registered Education Savings Plan (RESP) is a tax-deferred investment account that allows families to save for their children’s post-secondary education. The account grows tax-free until the […]

August 15, 2019September 9, 2021Educational

Mutual Funds

Mutual Funds and Segregated Funds are professionally managed portfolios that pool investors money together to purchase a variety of investments (mainly stocks and bonds). These […]

August 10, 2019October 8, 2021Resources

5 Questions You Should Be Asking Your Financial Advisor

Download the PDF In order to truly keep your finaces on track, you need to have a plan that you review regularly. There are countless reasons […]

July 30, 2019October 8, 2021Resources

10 Keys to Successful Investing

Download the PDF Investing can feel overwhelming sometimes, right? That’s why we compiled this list with ten tips to transform you into a successful investor. […]